12 Months Interest Free Credit

The Oak Bed Store is pleased to now offer a 12 Month Interest Free Credit option for all orders totalling £279 or over, with just a 10% Deposit (only payable after your application is Accepted).

A quick, simple and Secure Online Application process takes just a few minutes, and a decision is usually given instantly.

Retail Finance provided by Omni Capital. 0% Interest (0% APR) repayable over 12 Months.

Finance example:

Price: £349
10% Deposit*: £35
12 Monthly payments** of £26.16
Loan value: £314.00
Customer admin fee: £0.00
Monthly interest rate: 0%
APR: 0%
Total interest payable: £0

*Deposit is rounded up to the nearest Integer in all cases
**First monthly payment may differ by a few pence to account for rounding

Minimum requirements

  • You are 18 or over, and employed at least 16 hours per week
  • You have a good credit history with no late payments, debt relief orders, CCJ
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years
  • 10% Deposit - taken only after an application is Accepted
  • Minimum Spend of £279 applies